Workers Compensation Insurance

Workers’ Compensation is defined as a form of insurance providing wage replacement and medical benefits to employees injured in the course of employment in exchange for mandatory relinquishment of the employee's right to sue his or her employer for the tort of negligence.
In most states, this coverage is state mandated.  At PayrollHRBenefits, we know that the cost for workers’ compensation can be excessive and make up a large portion of your annual employee expense. We advise clients in many areas of workers’ compensation coverage:

1) SAFETY PROGRAMS
2) RETRO OR INCENTIVE REBATE PROGRAMS (PREMIUM REFUNDS)
3) LOSS HISTORY EVALUATION
4) BEST CARRIER PLACEMENT BASED ON YOUR BUSINESS / INDUSTRY
5) HOW TO ACHIEVE THE MAXIMUM DISCOUNTS FOR DRUG FREE WORKPLACE AND SAFETY CREDITS
6) ARE YOUR EMPLOYEES CLASSIFIED CORRECTLY

Our workers’ compensation programs can be stand alone or incorporated into one of our payroll, benefits and human resource solutions on a “pay as you go” basis.